Notice: The Consejo de Latinos Unidosis only providing information. Such information is not legal advice. Legal advice can only come from a duly-licensed attorney in your State. The Consejo de Latinos Unidosencourages you to consult with an attorney on legal matters as there are time limits that could adversely affect your legal rights.

Know Your Rights

Plan to Fight to Protect Your Assets:

The courts say hospitals can collect only what is reasonable. Yes, all patients are required to sign a commitment to pay whatever is charged for treatment. But the courts have consistently ruled that hospital charges must be REASONABLE.

What's a reasonable charge?

That depends on the procedure, any complications, and in what area of the country you are hospitalized. What Medicare pays is a benchmark. Insurance companies usually pay 5% to 10 % more than medicare, but not 3 to 4 times more! We can help you find out what is reasonable.

Don't let your credit be destroyed!

It's important for you to take action. Write the hospital and credit agencies. Collection agencies, working on behalf of hospitals, have ruined the credit of many uninsured families in attempting to collect unreasonable bills. Writing a simple letter can protect you and your credit. We've posted a letter that you should fill out and send to the hospital, collection agency, and national credit bureaus. Keep a copy for yourself.